25 Credit Officers (Group lending) at ENCOT Microfinance Ltd

Job title: Credit Officer

Organization: ENCOT Microfinance Ltd

Deadline of this Job: 08 July 2022

Duty Station: Masindi

JOB DETAILS:

The role of this position is to provide direct sales of loans/credit services offered by ENCOT to customers and ensure loan 100% recovery of assigned loans portfolio (both current and past-due) in a manner that ensures maximum return while ensuring application of best practice and customer satisfaction in accordance with ENCOT’s strategic objectives and credit policies.

Key Duties and Responsibilities:

• Client mobilization and training.
• Loans processing.
• Loan recoveries.
• Customer care.
• Loans utilization follow-up.
• Delinquency management.
• Reporting as required.
• Contribution to general organization development as a key member of staff.
• Any other duties that can be competently and professionally performed.

Minimum Qualification

• A diploma in Social Work, Education and Business Studies or any other related field.
• MUST be able to ride a motorcycle
• Below ages of 27 years.

Core capabilities:

• High level of honesty, integrity and accountability.
• Ability to achieve results while working independently with little supervision.
• Ability to communicate effectively (Written, Verbal and Gesture).
• Thinking deeply, clearly and independently.
• Ability to learn, unlearn and re-learn while practicing change and innovation.
• Ability to work in teams and build collaborative relationships.
• Ability to frequently travel to the field as required.
• Ability to work and live with rural communities especially the poor.
• Ability to communicate fluently in English and basic Kiswahili.

Job application procedure

To apply for any of the above positions, send your application (cover letter and CV only), and specify the position applied for in the email subject line to hr@encot.org  or hand deliver through the following address: The Head of Human Resources ENCOT Microfinance Limited Plot 88, Port road P.O. Box 389, Masindi