Senior Banking Assistant (Credit) job at Bank of India (U) Ltd

JOB DETAILS:

Job Responsibilities
• Prepare loan proposals and submit them to competent authority for recommendation / approval and disbursements on sanctioned terms and conditions
• Analyse applicants’ financial status, credit and property evaluations to determine feasibility of granting loans.

• Explain to customers the different types of loans and credit options that are available, as well as the terms/conditions of those services. Loan Account opening, limits etc in system. Obtain and compile coples of loan applicants’ credit histories, corporate financial statements, and other financial Information. Financial analysis based on Balance Sheet/annual return. Liaise with Banks lawyers, valuers for fastest delivery of given work.

• Review and update credit and loan files. Conduct site visits on prospective /existing
• borrowers.
• Review and update credit and loan files. Monitoring of advances.

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