JOB DETAILS:
Position Overview:
The Loans Officer will be responsible for providing financial guidance to clients, assessing loan applications, and ensuring that disbursed loans comply with the institution’s policies and standards. This role requires excellent communication skills, attention to detail, and the ability to build strong relationships with clients.
Key Responsibilities:
1. Loan Processing and Evaluation:
o Evaluate loan applications and verify customer information to assess their financial needs and repayment capacity.
o Analyze financial data, credit history, and collateral provided by clients.
o Ensure compliance with the institution’s credit policies and lending guidelines.
2. Customer Relationship Management:
o Build and maintain strong client relationships to ensure customer satisfaction.
o Provide expert advice on loan products and services to meet client needs.
3. Loan Monitoring and Recovery:
o Monitor active loan accounts and ensure timely loan repayments.
o Address loan defaults by implementing effective recovery…
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