JOB DETAILS:
Job Summary
Reporting to the Team Leader Underwriting the main purpose of the role shall be:
To make Risk Assessment for all loans with integrity and making appropriately decisions in line with the Absa’s policies and Procedures.
Job Description
Accountability; Assessing of loan applications
Time split (80%)
• Assess application as per the Policy guidelines and make appropriate decision (approvals, declines, paused and rejects) in line with discretionary limits.
• Capture fate of loan application on the system and standard template.
• Confirm loan documents include signed offer letter with an offer amount which is within range
• Recommend all approved secured loans for security perfection and issue offer letters.
• For secured loans, sanction the loan, issue offer letter and recommend for security perfection.
• For approved; stamp…
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