Credit Analyst – Orient Bank

REPORTS TO: MANAGER CREDIT ANALYSIS

JOB SUMMARY

To provide an independent assessment of credit and business risks by ensuring detailed analysis, review and formulation of credit proposals/packages originating from
the SME Business Segment in accordance with the credit policy and guidelines.

MAJOR DUTIES & RESPONSIBILITIES

• Preparation and submission of high-quality Credit Application documentation in accordance with the Bank’s Credit Policy/Manual.

• Review and evaluate SME business applications for accuracy and compliance with the credit policy before presentation for relevant approvals.

• Monitor the SME Business Segment portfolio to ensure compliance with approved terms and conditions.

• Liaise with the SME Business Segment heads for advances appraisal, reviews, excess reports, site visits, financials and other analysis related information to support the
credit applications.

• Ensure that all credit facilities within your portfolio comply with the Credit Policy and other applicable laws and regulations and, are monitored throughout the post disbursement phase.

• Ensure that all watch listed accounts within your portfolio that are discussed in the monthly watch meeting and action plans are recommended are followed through.

• Ensure that accounts within your portfolio with issues outstanding beyond a period of 90 days are reported on ASTAR.

• Ensure that accounts within your portfolio that have post approval terms including covenants, conditions, risk triggers are complied with.

• Ensure daily monitoring of Exceptions (limit excesses and other non-compliance with approved conditions).

MINIMUM EDUCATION QUALIFICATION

• Bachelor’s degree in a relevant discipline

• Related experience or education in accounting/finance will be added advantage.

WORK EXPERIENCE

Minimum of 3 years banking experience with not less than 2 years in core credit operations in banking industry.

KEY REQUIRED COMPETENCIES & SKILLS

• Demonstrate a proven ability to analyse credit proposals
• Understanding of business trends
• Understanding credit risk management trends in the financial services industry
• Ability to understand and analyze financial & cash-flow statements and make useful deductions for decision making.

How to apply

To apply, send your application to; [email protected]

Closing Date; Friday, 22nd October, 2021 at 5:00pm

More Information

Only candidates can apply for this job.

Leave your thoughts

Elite Jobs Todaty

Browse through our jobs hub for all the latest jobs, career opportunities and Vacancies . Move up today for a perfect employment on Uganda’s Number (1) Job Listing website.

Don’t Miss out on the daily job updates, Subscribe Now!

SUBSCRIBE & GET JOB UPDATES